It is also important to prevent a ‘digital divide’ and ‘market polarization’ between large firms and SMEs stemming from AI adoption costs. Policy support is needed to encourage AI adoption by SMEs and increase their accessibility to related technologies. Additionally, policy support is urgently needed to cultivate a workforce with the skills to effectively use AI.

The digital divide in the AI era is expected to worsen further than before, and securing universal access is crucial to ensure no one is left behind. With the increasing use of AI and the number of connected objects, and the proliferation of multimodal AI and Agentic AI, both bidirectional traffic is expected to surge.

This study explores the potential application of decentralized finance(DeFi) algorithms to the Real World Asset(RWA) market as a means of fostering the digital economy. Tokenization of real-world assets(RWA) represents a transformative application of blockchain technology, enabling digital ownership and trading of physical assets on blockchain platforms. From the perspective of issuers, RWA provides an opportunity to enhance asset liquidity and expand investor outreach.